I can’t tell you the number of times my husband Dave has gone shopping only to come home with something he didn’t really need, or worse, something that didn’t quite fit but he bought it anyway just because it was on sale!!He’ll buy a pair of pants that are a little too short or a little too tight just because they are 50% off. Or he will buy a jacket with a collar that has one side sticking up and one side laying flat just because it’s a clearance item. [...]

A large number of my clients asks me about what forms of tax savings can life insurance policies provide. What I keep telling them that while life insurance is a major tool for these purposes, there are other ways in which a Canadian individual can save and optimize long-term financial planning [...]

The Ontario Sales Tax Transition Benefit (STTB) will provide temporary relief to residents of Ontario to help them adjust to the new harmonized sales tax system that comes into effect on July 1, 2010.

The STTB will be paid to eligible Ontario tax filers in three tax-free instalments in June 2010, December 2010 and June 2011. The maximum benefit amount is $300 for single people and $1,000 for families (including single parents) [...]